PERSONAL LOAN

HOW CAN I APPLY
FOR A LOAN

A fast and easy sign up process in 3 simple steps.

Step
01

Reach us out by fill up our online application form for Financial Health Check Report.

Step
02

Our consultants will get in touch with you within 3 working days for verification and customized the best loan proposal for you. From there, we can understand each other more and together we can plan out the best FREE DEBT LIFE for you!

Step
03

Submit required documents and sign agreements. No upfront fees required! Pay us later when your loan approved!

FAQ

You should receive your loan from as fast as 2 working days to about 2 weeks. This depends on the loan package and proposal. No worries, we can cater based on your needs
The following allowances are counted as income:
• Public service fixed remuneration
• Housing remuneration
• Cost of living assistance
• Entertainment allowance
• Incentives for financial duty
• Educational responsibility allowance
• Incentives for teaching the disabled
• Car financing
• Major purchases
• Vacation

The following allowances CANNOT be counted as income:
• Overtime
• Arrears payment
• Uniform allowance
• Warden allowance

If you have any other allowances that are different to those mentioned above, please Contact Us and our consultant will explain them in details to you.

SERVICES & PROGRAM

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Does JD Smart Infinite Sdn Bhd Collect Any Upfront Fees Or Consultation Fees?

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Am I Eligible To Apply Loan If Im Blacklisted/akpk/rejected By Bank?

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How High Is The Market Demand

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(Security) How Do I Know My Personal Information Is Safe With JD Smart Infinite Sdn Bhd?

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How Does The Loan Repayment Process Work?

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Can I Make Early Repayment Of My Personal Financing?

AM I ELIGIDOES JD SMART ADVISORY COLLECT ANY UPFRONT FEES OR CONSULTATION FEES? ABLE TO APPLY LOAN?

NO, we do not and will not collect any upfront or consultation fees from borrowers. You only have to pay us when your loan approved.

AM I ELIGIBLE TO APPLY LOAN IF IM BLACKLISTED/AKPK/REJECTED BY BANK?

Congratulation that you found us ! We are specialized in handling bank rejected loan cases, blacklisted or even AKPK! We will work with you closely to identify your problem and handle all steps carefully and legally to ensure that you can apply for your desired loan.

HOW HIGH IS THE MARKET DEMAND?

There are 1.6million of Malaysia government servant, more than 170k of them are involved in loan shark problem! If we only target 10% of the 170k, there will be 17,000 of potential prospect. If we want to serve this group of 17,000 potential prospect in next 10 years, we will have more than 140 customer to handle every month. Which is quite huge market demand!

(SECURITY) HOW DO I KNOW MY PERSONAL INFORMATION IS SAFE WITH JD SMART ADVISORY?

Your personal information is stored securely in accordance with our Terms of Use and Privacy Notice. All customer information collected by JD SMART ADVISORY is passed through a secure server using encryption technology, and protected from unauthorised access by a number of security procedures. JD SMART ADVISORY will never disclose your information to a third party without your permission.

HOW DOES THE LOAN REPAYMENT PROCESS WORK?

Your loan is repaid on a monthly basis. No worries! Our consultation will work out a repayment schedule with you too during the drafting of loan proposal.

CAN I MAKE EARLY REPAYMENT OF MY PERSONAL FINANCING?

Yes, you can make early repayment. Financing Providers, at its full discretion, may consider providing you a rebate for early repayment.

Contact Us