FAQ

FAQ

You can use your loan proceeds for almost anything. Here are some of the most popular one:
o Debt consolidation
o Business expension
o House renovation
o Investment
o Medical or hospital expenses
o Education purposes
o Major purchases
o Vacation
Based on your profile, we can tailor and maximize the amount to meet your objective.
Our consultants will customize the best & reliable proposal for you.
(You are eligible to borrow if you are currently:
A Malaysian citizen aged between 21 and 60
Currently working as a government servant or in a listed company Malaysia.)
Congratulation that you found us! We are specialized in handling bank rejected loan, blacklisted, or even AKPK cases! We will work with you closely to identify your problem and handle all steps carefully and legally to ensure that you can apply for your desired loan.
FREE CONSULTATION
There are 1.6 million of Malaysia government servants, more than 170,000 of them are tangled in loan shark problems! If we only target 10% of the 170,000, there will be 17,000 of prospective customers. If we want to serve this group of 17,000 prospects in next 10 years, we will have more than 140 customers to handle every month — which is quite a huge market demand!
NO, we do not and will not collect any upfront or consultation fees from borrowers. You only need to pay us when your loan is approved.
Can’t repay your loan every month?. No worries! Our consultation will work out a repayment schedule with you during the drafting of loan proposal.
Yes, you can make early repayment. Financing Providers, at their full discretion, may consider providing you a rebate for early repayment.
Your personal information is stored securely in accordance with our Terms of Use and Privacy Notice. All customers’ information collected by JD SMART ADVISORY is passed through a secure server using encryption technology and is protected from unauthorized access thanks to a series of security procedures. JD SMART INFINITE SDN BHD will never disclose your information to a third party without your permission.